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Tuesday, August 19, 2008

Preparing to Buy House hunting “Is there an advantage to securing a mortgage credit approval?” Enlisting the help of Weichert Financial Services before you begin your search will make your journey a more pleasant one. Weichert Financial Services can offer you a one-stop solution called Weichert Gold Services that will help you secure a mortgage credit decision before you shop for your home. An approval will take the mystery out of what you can afford, and will certainly give the prospective seller more confidence in you. When multiple buyers are bidding on the same house, a mortgage credit approval can be the deciding factor in whose offer gets accepted. A Same-Day Credit Decision! Using basic information such as your income, debt, assets, and employment history, our Weichert Gold Services Manager is generally able to get you a credit decision within minutes. The Credit Approval Guarantee will specify the actual loan amount, as well as the loan type and term. The approval is subject only to an acceptable appraisal of the home you eventually purchase. Is “No Money Down” Financing Available? If this will be your first home purchase - or if you prefer to put the equity from your current home’s sale into other investments - you may want to discuss with the Gold Services Manager financing options that don’t require any cash outlay. “No down payment” loans can go as high as one million dollars. And when borrowing less than $650,000, there are loan options that usually allow qualified buyers to fold in closing costs and other fees to make the purchase a true “no money down.”